The jump between car shopper and car owner is a thrilling one. Whether you plan to finance or lease your next new or used Subaru, our team here at Bill Rapp Subaru of Norwich is ready to help you make that leap. We're here to guide you toward that moment when you're driving home in your dream car.

If you call Norwich, Oneonta, or Sidney, New York, home, continue reading to get a sense of how we're able to ease you through the auto financing process. Think of any questions? Reach out to our team!

Apply for Financing Value Your Trade Subaru Specials

Find the Auto Financing That Fits You Best

Whether you decide to buy or lease a vehicle, we can help you come up with a plan. Each one has its own merits, and we'll collaborate with you to decide which option aligns with your goals.

When you buy and finance through a car loan, you're thinking long term and can build equity. Leasing offers typically lower payments and provides flexibility if you'd like to upgrade after the lease term has ended. No matter what, our team is here to help you and will discuss options, rates, and more, so you can make the smart choice for you!

On top of all this, our helpful team of auto financing experts will work with local banks and lenders to help you find an affordable financing solution for your specific needs.

New & Used Vehicle Specials

As you decide on a vehicle and finance plan, we encourage you to browse our current new and used vehicle specials. They're here on our website, where you can easily scroll and filter for the model you're looking for. 

One of these offers will score you a vehicle at a great value. We make sure to feature a diverse range of vehicle and offer combinations so that you're sure to find one that works. Check them out while researching your next vehicle!

Take Advantage of Our Online Resources

The tools we've placed online at your disposal make it possible for you to get a head start on the entire process. Use them to better inform your finance plan and prepare for a meeting with our team. These tools include:

The Value Your Trade tool can help you determine how much you'll receive if you plan on trading in your current vehicle. Share information about its make and model to find out what it could be worth. You'll also be asked to schedule an in-person appointment to get one final valuation. Then, we can apply that amount to your payment plan! 

Ever need to sell a car? This tool comes in handy again. Fill it out for a cash offer and enjoy the full value of your car.

The finance application is another great tool. When you fill it out, you get the ball rolling toward being approved for a loan. After you enter some personal details, we'll get to work on a few options that fit your lifestyle. Then, we'll contact you to schedule a one-on-one appointment to discuss everything. Come prepared with any questions you may have-we're happy to provide those answers.

Buy a Car Online with Rappid Purchase

If you've ever wanted to buy or lease your next car completely online, you can with our dealership! Rappid Purchase makes it possible to do the following from the comfort of home:

  • Customize a payment plan
  • Trade in a car
  • Apply for credit
  • Have the vehicle delivered  

Find your favorite vehicle among our new or pre-owned inventory choices. Click on the Start Buying Process to access the Express Car Buying platform. From there, browse for your preferred model and make a choice.

If you're selecting a new Subaru, you'll even be able to build out the specific set of wheels you're going for. Choose everything from an exterior color to a technology package to cargo-carrying accessories to really get the vehicle you've always dreamed of.

Once you've found the right model, customize a finance plan that works for you. If you're choosing a loan, for example, you'll get to decide your down payment and term length. If you'd like a lease, choose your preferred term length, yearly mileage amount, and how much you'll put forward at signing.

The next step is to add a trade-in value. The Express Trade® button will quickly get you a valuation and will update your payment amount.

Then, you can browse our various vehicle protection plans that enhance the safety and appearance of your vehicle. Feel free to choose one or more to add on to your purchase.

Once you get towards the end of your deal, you'll be invited to schedule a test drive. This is a great way to get to know the vehicle better and really lock in your choice. Those who are set on a certain model can simply move to the next steps and decide on a delivery date.

Let Our Team Work for You

Now that you know more about how we do things in the Bill Rapp Subaru of Norwich Finance Center, it's time for you to come give us a try. If you live or work near Sidney, Norwich, or Oneonta, NY, contact us today to get started and schedule a test drive.  

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Bill Rapp Subaru of Norwich takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Bill Rapp Subaru of Norwich

4814 State Highway 23
Directions Norwich, NY 13815

  • Sales: 607-334-2224
  • Service: 607-334-2224
  • Parts: 607-334-2224


  • Monday 09:00 AM - 06:00 PM
  • Tuesday 09:00 AM - 06:00 PM
  • Wednesday 09:00 AM - 06:00 PM
  • Thursday 09:00 AM - 06:00 PM
  • Friday 09:00 AM - 05:00 PM
  • Saturday 09:00 AM - 03:00 PM
  • Sunday Closed